Skills
Mortgage underwriting
Credit risk assessment
Documentation review
About the Role
Upstart is seeking a Home Lending Underwriter to help support responsible, data-informed lending decisions. You’ll work within a digital-first environment to review and evaluate home lending applications, helping partner banks and credit unions expand access to affordable credit.
Responsibilities
- Review home lending applications and associated documentation to assess eligibility and risk
- Apply underwriting guidelines and internal policies to make accurate, consistent decisions
- Collaborate with cross-functional teams to ensure decisions align with product, compliance, and customer needs
- Identify issues, resolve exceptions, and maintain clear documentation of underwriting determinations
- Contribute to continuous improvement of underwriting processes and decision frameworks
Requirements
- Underwriting experience in home lending or related mortgage credit analysis
- Strong attention to detail with the ability to evaluate documentation and risk factors
- Comfort working with structured processes and decision criteria
- Excellent communication skills for coordinating with internal stakeholders
- Ability to thrive in a fast-moving, technology-driven environment
Benefits
- Flexible, remote work environment
- Opportunity to support mission-driven lending that improves access for borrowers
- Work with teams leveraging advanced technology to enhance fair, smarter decisions
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